Dentists Loan Repayment Program

The State of North Dakota has established a loan repayment program for dentists who shall provide dental services in the cities or surrounding areas, or both, which the State Health Council identifies as having a defined need for dental services.

Who is Eligible?

Dentists selected from this pool of applicants may include dentists who provide dental services in:

  • A public health clinic.
  • A practice with a focus on an underserved population.
  • A nonprofit clinic.

Where Providers Serve:

Providers must serve in areas of the state with a defined need for such services.

Service Commitment:

Dentist must practice full-time (40 hours/week) for up to five years.

Financial Benefits:

Providers can enter into an agreement up to five years for a total award of $100,000.

Payments:

The State Health Council will not provide any loan repayment funds to a dentist until the dentist has practiced at least six months on a full-time basis in the city or surrounding areas, or both, the State Health Council has identified as having a defined need for dental services.  Loan repayment funds for a year of obligated services are payable by the State Health Council no later than the end of the fiscal year in which the dentist completes the year of obligated service.

Application Deadline:

Complete applications are due by March 15th.  Once received, reviewed and verified, applications will be forwarded to the State Health Council for consideration at the April or May meeting.

Contract Obligation:

The State Health Council shall enter a contract with a selected dentist. The contract must provide that the State Health Council agrees to make payments of loan repayment funds to the selected dentist, subject to the dentist meeting the requirements and limitations established by the State Health Council under 43-28.1-07.

The State Health Council may not provide any loan repayment funds to a dentist under this chapter unless the dentist has practiced at least six months on a full-time basis in the city or surrounding areas, or both, the State health Council has identified as having a defined need for dental services.

Except as otherwise provided, the State Health Council shall make payments under this chapter at the conclusion of each of the five twelve-month periods of service during which the dentist met the qualifying terms of the contract. The state health council may make a prorated payment under this chapter if during the twelve-month period the dentist failed to meet the qualifying terms of the contract.

Payments under this chapter terminate upon the earlier of completion of five years as a participant in this loan repayment program or failure of the dentist to meet the qualifying terms under the contract. 

Provider Selection Criteria:

The Health Council will take into consideration when selecting qualified dentists and in identifying cities or surrounding area, or both, that have a defined need for dental services, the following:

  • The number of dentists already providing dental services in the city or surrounding areas, or both;
  • Access to dental services in the city and the surrounding areas;
  • How the dentist will provide dental services in a public health clinic, a practice with a focus on an underserved population, or a nonprofit dental clinic; and
  • The dentist's training in general dentistry or in a dental specialty and the extent to which such services are needed in the identified city or surrounding area.

For the purposes of a dentist selected for loan repayment who practices within fifteen miles of the city limits of one of the three largest cities (Bismarck, Fargo, Grand Forks) in the state, to qualify to receive a yearly disbursement, the dentist must have:

  • Received dental medical payments of at least twenty thousand dollars in the form of medical assistance reimbursement; or
  • Practiced at least two full workdays per week at a public health clinic or at a nonprofit dental clinic that uses a sliding fee schedule to bill the nonprofit dental clinic's patients.

The Health Council may consult with public and private sector entities in establishing criteria and evaluating needs based on criteria.

North Dakota Dental Loan Repayment Policy and Procedure Manual

North Dakota Dental Loan Repayment Application

Dentist Application Form

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Please contact Bobbie Will for additional information and submission of completed applications:
Bobbie Will, Director
North Dakota Primary Care Office
Office of Public Health Systems and Performance
600 E Boulevard Ave., Dept 301
Bismarck, ND 58505
office: 701-328-4908 or fax: 701-328-4727
email:
blwill@nd.gov